My Republica

Saroj Wagle

The contributor for Republica.

Vote for Best Candidate

Published On: September 15, 2022 02:00 PM NPT By: Saroj Wagle

In my mind, indeed, the upcoming election will be quite a tough job when it comes to demanding a vote for a particular party or an independent candidate. These days, each political candidate has promised to verbally make into his/her area more prosperous along with developmental activities. After all, winning matters a lot, no matter which party one may belong to. Similarly, an independent candidate does, too.

Wealth Management

Published On: September 12, 2022 02:00 PM NPT By: Saroj Wagle

Being a curious finance student, I often think about wealth management. Wealth management or money management, when done correctly, has wide-ranging benefits for investors of all kinds —large and small. This is the reason why wealth management has come to be associated with the rich and wealthy is because wealth is associated with the rich and wealthy. Wealth management is more than just investment advice, as it can encompass all parts of a person’s financial life. In fact, the wealth manager starts by developing a plan that will maintain and increase the client’s wealth based on the individual’s financial situation, goals and comfort level with risk.

Matter of Common Sense

Published On: September 5, 2022 12:00 PM NPT By: Saroj Wagle

Indeed, our world is more educated, fascinated, modernized and more techno-savvy than ever before. For a moment, keep aside all of these, but meanwhile, in our rat race to make progress, we often forget one important factor: which is — a big scarcity of ‘common sense.’

The Power of Poverty, Money and Love

Published On: September 2, 2022 01:21 PM NPT By: Saroj Wagle

When I think about (poverty, money and love), to my mind I can sense out that all of three are interrelated to each others. Before I’d like to write something about these issues, I remember a powerful quote by Bill Gates, “If you are born poor, it’s not your mistake, but if you die poor, it’s your mistake". Time and again I don’t know why, this quote is hit in my mind like a fire in a positive way rather than not in negative way. However, according to the World Economic Forum, it is painful to say that 263 million people could face extreme poverty in 2022 across the world. Let us do meaningful work in this regard so that poverty can be eradicated to some extent.

Understanding Stock Market

Published On: August 24, 2022 12:00 PM NPT By: Saroj Wagle

In fact, two of the basic concepts of stock market trading are “bull” and “bear” markets. On the one hand, the term bull market is used to refer to a stock market in which the price of stocks is generally rising. Quite interestingly, there is no specific and universal metric used to identify a bull market. Nonetheless, perhaps the most common definition of a bull market is a situation in which stock prices rise by 20% or more from recent lows. On the other hand, a bear market exists when stock prices are overall declining in price. A bear market occurs when a market experiences prolonged price declines. It typically describes a condition in which securities prices fall 20% or more from recent highs.

Investing Mantras

Published On: August 23, 2022 05:30 PM NPT By: Saroj Wagle

When I think about investing, I often remember the famous saying by Warren Buffett, “Rule Number One: Never Lose Money. Rule Number Two: Never Forget Rule Number One.” Yes, it is, indeed

The Business Of Metaverse

Published On: August 4, 2022 04:00 PM NPT By: Saroj Wagle

Have you ever heard about the metaverse? It is a set of technologies that allow for persistent, digital representations connected to aspects of the real world, like people, places, and things. Firstly, let us briefly understand the history of ‘metaverse’ by the term itself. The first use of the term ‘metaverse’ was in the 1992 science fiction novel “Snow Crash”, by Neal Stephenson, which described a single virtual world separate from the physical world. Other books, video games and content expanded on this concept, creating virtual worlds in “Ready Player One,” (which called its shared VR reality “the OASIS”), “The Matrix”, and “Second Life”, to name a few examples.

The Future Of Money

Published On: August 1, 2022 02:00 PM NPT By: Saroj Wagle

“The Future of money: towards new wealth, work and a wiser world.” When I read this powerful research paper written by Bernard Lietaer, I don’t know why my mind is hit like a fire in a profound manner. Similarly, at the same time, when I compare new technologies with old ones, I get really amazed by the world simply because it is changing so fast in terms of cryptocurrency, bitcoin, blockchain, fintech, artificial intelligence (AI), machine learning, data management, and now metaverse. So, my plain question is what will the world of money look like in five-or ten years’ time now? Notably, this quest comes to my mind quite frequently. And, of course, despite having so many innovations in digital payment systems, no one can predict exactly what the world’s digital currency will look like.

Portfolio Management

Published On: July 26, 2022 04:30 PM NPT By: Saroj Wagle

Indeed, ‘portfolio management’ is all about a concept that promotes the idea of diversification. To be honest, let me tell you that the idea of managing your own investments can feel daunting, but no matter how much money you’ve, there is a level of portfolio management right for you. Simply put, however, it can be either passive or active in nature. Most tellingly, on the one hand, passive management is a set-it-and-forget-it long-term strategy that often involves simply tracking a broad market index — commonly referred to as indexing or index investing. On the other hand, active management instead involves a single manager, co-managers or a team of managers who attempt to beat the market return by actively managing a fund’s portfolio through investment decisions based on research, and decisions on individual holdings. Apart from this, the business strategy underpins successful project portfolio management. Here is what I’d like to say: strategy refers to the long-term direction as well as scope of an organization, working towards the goals of growth in the competitive landscape.

Investment Discipline

Published On: July 22, 2022 02:00 PM NPT By: Saroj Wagle

In fact, there is a misconception about ‘investment’— is that a big fat money in your bank account while just getting started. However, the true fact is that the process of building a strong investment can begin with a few dollars or pennies. Yes, it is, indeed. At 11 years old Warren Buffett, for example, bought his first stock at a cost of $38 per share. So, my simple logic is that there are no age limits as well as how much money you will be investing in the stock market or elsewhere for investment. On top of that, however, an early investment can make a lot of sense because your money has enough time to grow into a substantial surplus fund that will serve you well in times of need.

Yes, financial freedom matters!

Published On: July 17, 2022 04:45 PM NPT By: Saroj Wagle

To quote Bill Gates, “If you are born poor it’s not your mistake, but if you die poor, it’s your mistake.” Most tellingly, I often read this quote when I think about financial freedom. First and foremost, let me define the term ‘financial freedom’ — which means having enough savings, financial investments, and cash on hand to afford the kind of life as we desire for ourselves and our families. And, of course, our size of mind is everything when it comes to making wealth in life. In other words, I mean to say that the thinking behavior of a person's mindsets at a time when he/she is thinking for wealth creation. No matter how much financial stress you're in today, there is always a way to achieve financial freedom in the long run.

Love Forever

Published On: July 11, 2022 06:00 PM NPT By: Saroj Wagle

The term love, it is hard to define and difficult to express by words. Frankly speaking, love is the feeling of two souls, where I can see everything possible because of love. In fact, love has a powerful energy which gives us so much humbleness.

Be a part of solution

Published On: July 11, 2019 10:46 AM NPT By: Saroj Wagle

Everyone has a deep sense of the meaning of life. Let us understand it in this way, some people might say that our lives were all about struggles since the day we were born on earth.


Published On: May 5, 2019 12:00 PM NPT By: Saroj Wagle

To highlight a quote by Herta Muller, “What can’t be said can be written. Because writing is a silent act, a labor from the head to the hand.”

The meaning of beauty

Published On: April 20, 2019 11:00 AM NPT By: Saroj Wagle

When I see a red rose in the garden, I realize that there is a perfect combination between the red color and its mesmerizing fragrance. Like it or not, but I keep questioning myself: What does beauty actually mean?

Know your life

Published On: April 10, 2019 12:05 PM NPT By: Saroj Wagle

As I’m a management student, I’m thinking of where I want to be in the next 5 to 10 years in my life.

Creative Thinking

Published On: March 29, 2019 08:05 AM NPT By: Saroj Wagle

Before pouring out my thoughts on creative thinking, my sincere salute to the ones doing outstanding jobs in their respective works, namely Jack Ma, Elon Musk, Satya Nadella, Sunder Pichai, Mark Zuckerberg and the list goes on.

My Hostel Memories

Published On: March 27, 2019 08:05 AM NPT By: Saroj Wagle

It’s true when you’re living away from your home, it will be mixed feelings in many regards. Having said that, I’d like to explain about life in a hostel. Some people might consider living in a hostel be full of fun and joy.

Nostalgic about Holi

Published On: March 21, 2019 12:39 PM NPT By: Saroj Wagle

Holi is all about festival of colors and water. However, every year there has been changes in the celebration of this festival.

Yes! Idea matters!

Published On: March 17, 2019 08:12 PM NPT By: Saroj Wagle

Your ideas never die, but the people would call you mad when it comes to making your ideas into a new kind of an avatar or bringing out an extraordinary theory in it.