KATHMANDU, May 17: Loans issued by banks and financial institutions (BFIs) on imports surged by 32 percent in nine months of the current Fiscal Year (FY) amid the BFIs struggling to increase their portfolio of private sectors' loans.
As per a report of Nepal Rastra Bank (NRB), the BFIs issued import loans of Rs 165.24 billion as of mid-April. The amount under the heading was recorded at Rs 125.18 billion by mid-July 2025.
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On the other hand, the BFIs witnessed a negative growth in loans disbursement to the real estate sector due to low transactions in the segment. According to the NRB data, the growth in real estate loans was a negative of 3.5 percent in the review period, taking down the loan amount to Rs 266.37 billion from Rs 275.95 billion.
The residential home loans up to Rs 30 million, however, increased during the period. Such loan disbursement was recorded at Rs 458.75 billion, up from Rs 417.56 billion.
Overall, the BFIs’ private sector lending increased by meager 5.7 percent in nine months, which was way low than the NRB’s target of 12 percent for this FY. With additional loans of Rs 311.95 billion, the total lending has reached Rs 5.809 trillion.
