KATHMANDU, April 8: The deposit collection by the commercial banks increased Rs 34 billion in the past three weeks.
According to Nepal Rastra Bank (NRB) records, the deposit collection of the class A financial institutions increased from Rs 4.761 trillion to Rs 4.795 trillion. On the other hand, lending by the commercial banks increased from Rs 4.270 trillion to Rs 4.279 trillion.
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It shows that the loan amount increased only Rs 9 billion. Compared to the deposit collection of Rs 34 billion, the incremental lending was only one fourth of the deposit collection.
The excess deposit collection compared to the slow increase in lending has given rise to adequate liquidity position with the banks. According to the NRB, the credit-deposit ratio declined to 85.43 percent from 85.69 percent during the review period.
