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Destiny and Destination

Destiny and Destination

- by Tejaswi Pahari

Dor Bahadur Bista (the famous Anthropologist) states that eastern approach is rooted firmly in the decline of fatalism (the belief) that one’s destiny is fixed and wholly immutable. “Fate and Free Will” have equal...

Vote for Best Candidate

Vote for Best Candidate

- by Saroj Wagle

In my mind, indeed, the upcoming election will be quite a tough job when it comes to demanding a vote for a particular party or an independent candidate. These days, each political candidate has promised...

Wealth Management

Wealth Management

- by Saroj Wagle

Being a curious finance student, I often think about wealth management. Wealth management or money management, when done correctly, has wide-ranging benefits for investors of all kinds —large and small. This is the reason why...

Matter of Common Sense

Matter of Common Sense

- by Saroj Wagle

Indeed, our world is more educated, fascinated, modernized and more techno-savvy than ever before. For a moment, keep aside all of these, but meanwhile, in our rat race to make progress, we often forget one...

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Understanding Stock Market

Understanding Stock Market

- by Saroj Wagle

In fact, two of the basic concepts of stock market trading are “bull” and “bear” markets. On the one hand, the term bull market is used to refer to a stock market in which the price of stocks is generally rising. Quite interestingly, there is no specific and universal metric used to identify a bull market. Nonetheless, perhaps the most common definition of a bull market is a situation in which stock prices rise by 20% or more from recent lows. On the other hand, a bear market exists when stock prices are overall declining in price. A bear market occurs when a market experiences prolonged price declines. It typically describes a condition in which securities prices fall 20% or more from recent highs.

Investing Mantras

Investing Mantras

- by Saroj Wagle

When I think about investing, I often remember the famous saying by Warren Buffett, “Rule Number One: Never Lose Money. Rule Number Two: Never Forget Rule Number One.” Yes, it is, indeed

Magazine road

Magazine road

- by Aakanchhya Neupane

The bell rings and I immediately run out of class for lunch. The sound of the loud middle school rattles my ears and I get to the cafeteria. I walk inside and there is the large, ear bleeding, cafeteria of Hillwood middle school. Maddie runs up to me. “Serena.Miller!! You have got to see this!” She points a magazine page in my face.

The Future Of Money

The Future Of Money

- by Saroj Wagle

“The Future of money: towards new wealth, work and a wiser world.” When I read this powerful research paper written by Bernard Lietaer, I don’t know why my mind is hit like a fire in a profound manner. Similarly, at the same time, when I compare new technologies with old ones, I get really amazed by the world simply because it is changing so fast in terms of cryptocurrency, bitcoin, blockchain, fintech, artificial intelligence (AI), machine learning, data management, and now metaverse. So, my plain question is what will the world of money look like in five-or ten years’ time now? Notably, this quest comes to my mind quite frequently. And, of course, despite having so many innovations in digital payment systems, no one can predict exactly what the world’s digital currency will look like.

Perhaps the new generation can be free from menstrual taboos

Perhaps the new generation can be free from menstrual taboos

- by Manawi Shah

Menstruation still continues to be a taboo in Nepal, despite several ill practices being outlawed by the Supreme Court of Nepal in 2005. In spite of many protests, the ill practices for this moment still remain in the country, more extreme than in the West. Better known in Nepal as, ‘Chhaupadi’ (menstrual shed), this menstrual taboo has caused women and girls to be exposed to health risks, and disengage from family activities, and daily routines. If you may not be aware of the term ‘Chhaupadi’, it originated from the western parts of the country, sprouting through superstitions and myths. People from some Far-West districts believe that menstruation causes women to be impure temporarily.

Five hobbies you can try picking up

Five hobbies you can try picking up

- by Manawi Shah

Have you lost your previous hobbies, or are you looking for new things to do in order to pass your time and entertain yourself. Here are 5 things you can try doing with finding a new hobby, investing your time and interests.

The Future Of Telehealth And AI In Business

The Future Of Telehealth And AI In Business

- by Dr. Shreeja Shikhrakar and Saroj Wagle

First and foremost, let us understand the meaning of “telehealth.” The word ‘tele’ means “distance” and ‘health’ means “to heal”. Another synonym of telemedicine by Time Magazine as “healing by wire”. Telemedicine also refers to the practice of medicine at a distance whereby information technology is used to ensure the delivery of medical care services. By using mobile phones, laptops, and computers, healthcare providers and doctors can communicate with their patients virtually and write prescriptions or follow-ups. But, at the same time, with the rise of innovative technologies and the use of AI in healthcare — healthcare businesses have taken a different shape, from traditional styles to telehealth.

Rising threats of climate change in the Hindu Kush Himalayas

Rising threats of climate change in the Hindu Kush Himalayas

- by Pratik Bhattarai

Climate change is affecting every inhabited region across the globe. There has been rapid warming of the climate as a result of human activity over the last 2000 years. The most vulnerable countries to the impacts of climate change are the least developed countries, like Nepal. It has become increasingly difficult for communities because of unpredictable and extreme weather events, especially those that are already vulnerable to climate stresses.

Portfolio Management

Portfolio Management

- by Saroj Wagle

Indeed, ‘portfolio management’ is all about a concept that promotes the idea of diversification. To be honest, let me tell you that the idea of managing your own investments can feel daunting, but no matter how much money you’ve, there is a level of portfolio management right for you. Simply put, however, it can be either passive or active in nature. Most tellingly, on the one hand, passive management is a set-it-and-forget-it long-term strategy that often involves simply tracking a broad market index — commonly referred to as indexing or index investing. On the other hand, active management instead involves a single manager, co-managers or a team of managers who attempt to beat the market return by actively managing a fund’s portfolio through investment decisions based on research, and decisions on individual holdings. Apart from this, the business strategy underpins successful project portfolio management. Here is what I’d like to say: strategy refers to the long-term direction as well as scope of an organization, working towards the goals of growth in the competitive landscape.

Swadharma: A sense of natural harmony and clarity

Swadharma: A sense of natural harmony and clarity

- by Nirdesh Subedi

I used to feel a heavy lump of disharmony placed on my heart. But now it has melted and it disappeared, a sense of natural harmony is all I feel now. What was the cure to my disharmonious heart? If you ask then, let me tell you beforehand, this cure will not just melt disharmony out of your heart. It will bring you such mental clarity you will feel like you met yourself for the first time. That's what Arjuna felt when Krishna gave this cure to him in the midst of a battlefield. So, this cure is a sense of swadharma that can be discovered out of self–awareness.

Five inspirational movies you can watch

Five inspirational movies you can watch

- by Manawi Shah

Here are five inspirational movies to inspire you, that may help you and encourage you to work hard and get your life together. It may teach you about dreams, and not giving up and helping you believe that anything and everything is possible.

The Child by Destiny

The Child by Destiny

- by Bhoj Kumar Dhamala

Mother, Manamaya, wanted to abort the fetus when she knew the unborn was female in her pregnancy. I don’t think her unconscious mind had internalized another baby boy. Having been in the conventional society, she by then was convinced that daughter would as well be her support in her old and hard times. She was just literate, knew reading some verses and jotting down her name, and no more than that.

Five tips to study well

Five tips to study well

- by Manawi Shah

Are you having a difficult time studying because you procrastinate? Or, do you just need to get better grades and are finding ways to help yourself throughout the year? Here are some good habits you can try getting into, which are highly effective for studying well.

Investment Discipline

Investment Discipline

- by Saroj Wagle

In fact, there is a misconception about ‘investment’— is that a big fat money in your bank account while just getting started. However, the true fact is that the process of building a strong investment can begin with a few dollars or pennies. Yes, it is, indeed. At 11 years old Warren Buffett, for example, bought his first stock at a cost of $38 per share. So, my simple logic is that there are no age limits as well as how much money you will be investing in the stock market or elsewhere for investment. On top of that, however, an early investment can make a lot of sense because your money has enough time to grow into a substantial surplus fund that will serve you well in times of need.